Captive PresentationMost business owners unknowingly self insure a large amount of risk. Many of these are hidden or “below the surface” risks inherent in the operation of a business. With a captive, self-insured risks can be converted into tax-deductible premiums that are paid to a captive. Any materialized risks can now be paid with pre-tax assets. If insurance claims are as projected, the captive will retain substantial profits that can be distributed to its owners.

 

Insured Risk:

  • Auto
  • General Liability
  • Medical Malpractice
  • Property
  • Workers’ Compensation

 

Self-Insured Risk:

  • A/R Concentration
  • Business Interruption
  • Construction Defect
  • Credit Default
  • D & O / E & O
  • Deductibles
  • Disability
  • Earthquake/Hurricane
  • Employment Practices
  • Exclusions
  • Litigation Defense
  • Mold and Pollution
  • Operating Risks
  • Product Warranty

 

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